persons name

Wendy Walker

Mortgage Consultant

NMLS# 230407 BRE# 01245355

(415) 286-1661 Cell

(707) 317-6976 Office

wendywalker@protonmail.com

Meet Wendy Walker

Purchasing and Refinancing a home are most likely the largest financial decisions you'll make in life. As your Mortgage Consultant, it's my job to educate you, to provide you with the data you need to make informed decisions confidently and quickly. Research has proven that we process visuals 60,000 times faster than text. In an effort to give you the BEST opportunity to easily understand the complexities, nuances, pros and cons of the loan options you're considering, I leverage technology to provide Visually Excellent Loan Analysis Reports that display side by side comparisons, charts and graphs which help you actually SEE which loan option is the Best decision for you. My job is not done until your decisions are worry free.

Your Mortgage Experience Includes:

-A Simplified, Streamlined, Mobile Loan Process

-Your very own Online Borrower Portal that automates document collection and organization throughout the loan process keeping it secure, simple, straightforward, EASY and even fun.

-A Visual, Interactive Total Cost Analysis that makes the decision on which mortgage to go with ridiculously simple. The Total Cost Analysis graphs complicated data points, breaking the numbers down in a way that's easy to understand. I would never purchase or refinance a home without first analyzing this report!

-Rate Watch Technolgy that keeps us informed, that stays ahead of market changes by tracking real-time MBS movements and economic insights so we're never caught off guard.

Let's Do This!

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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
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What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi ...
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